Privacy Policy

Effective Date: November 20, 2019


Major Decision LLC ("us", "we", or "our") operates the http://www.majordecision.com website and may, from time to time, offer other products and services in connection with that website (hereinafter referred to collectively as the "Service" or “Major Decision Platform”).

This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms of Service, accessible from http://www.majordecision.com

Definitions

Service

Service is the http://www.majordecision.com website operated by Major Decision LLC and other products and services as may be offered in conjunction with that website.

Personal Data

Personal Data means personally identifiable information that can be used to contact or identify a living individual (or from those and other information either in our possession or likely to come into our possession), as further described herein.

Usage Data

Usage Data is data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit), and such data identifies how the Service is accessed and used.

Cookies

Cookies are small files stored on your device (computer or mobile device) to track the activity on our Service.

Data Controller

Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any Personal Data are, or are to be, processed.

For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.

Data Processors (or Service Providers)

Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process your data more effectively.

Data Subject (or User)

Data Subject is any living individual who is using our Service and is the subject of Personal Data.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain Personal Data. This data may include, but is not limited to:

  • Email address
  • First name and last name
  • Mobile and/or landline phone number
  • Address, State, Province, ZIP/Postal code, City
  • Age and/or date of birth
  • College or University which you are currently enrolled
  • Other college or university activities disclosed by you
  • Other information used to create your profile on the Major Decision Platform
  • Cookies and Usage Data

We may use your Personal Data to contact you by phone, text or email and with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send, or by contacting us. Opting out of receiving phone, text and/or email will result in the termination of your Agreement as these communication methods are critical to the functioning of the Major Decision Platform.

The use and display of Personal Data is further discussed in the Terms of Service offered with the Major Decision Platform.   

User Feedback

At Major Decision, we want to make sure Users are having great conversations.  Client may rate Advisors at the end of a session.   We may share none, some or all of the Client feedback with Advisors and/or post ratings and reviews in the Client viewable portion of an Advisor’s profile.

Usage Data

We may also collect Usage Data. This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

We use Cookies and similar tracking technologies and we hold certain information.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies may also be used, such as beacons, tags and scripts, to collect and track information and to help us improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we may use:

  • Session Cookies. We use Session Cookies to operate our Service. These are temporary bits of information that you have inputted and track your movements within the website. They are deleted after you exit the website 
  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies. We use Security Cookies for security purposes.
  • Advertising Cookies. Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.

Use of Data

We use the collected data for various purposes:

  • To provide and maintain our Service, including connecting Users through the Major Decision Platform which may include use of names, photos, and other collected information.  
  • It is not the intent to share Users’ full last names, complete physical addresses, email addresses, phone numbers, dates of birth with other Users to facilitate the use of the Platform.   However, there could be inadvertent exposure of this data.
  • To notify you about changes to our Service
  • To verify college or university enrollment through third party service providers
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information so that we can improve our Service
  • To monitor the usage of our Service
  • To detect, prevent and address technical issues
  • To detect, prevent and address security issues
  • To provide you with news, special offers and general information about other goods, services and events, including those of third-party partners, which we or those partners offer that are similar to those that you have already purchased or inquired about, unless you have opted not to receive such information.

Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), our legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

We may process your Personal Data because:

  • We need to perform a contract with you
  • You have given us permission to do so
  • The processing is in our legitimate interests and it is not overridden by your rights
  • For payment processing purposes
  • To comply with the law

Retention of Data

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.
 

Transfer of Data

Your information, including Personal Data, may be transferred to and maintained on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.

Your use of the Service constitutes your agreement to that transfer.

We will take reasonably necessary steps to treat your data securely and in accordance with this Privacy Policy, and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place, including the security of your data and other personal information.

Disclosure of Data

Business Transaction

If we merge with another entity or sell our assets to an other entity your Personal Data may be transferred. By using our Service, you hereby consent to such transfer. We will provide notice of any such transfer and if your data becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement

Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Legal Requirements

We may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation
  • To protect and defend our rights or property 
  • To prevent or investigate possible wrongdoing in connection with the Service
  • To protect the personal safety of users of the Service or the public
  • To protect against legal liability

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Policy on "Do Not Track" Signals under the California Online Protection Act (CalOPPA)

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Your Data Protection Rights under the General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. We aim to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us at the email address below.

In certain circumstances, you have the following data protection rights:

  • The right to access, update or delete your Personal Data. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
  • The right of correction. You have the right to have your information corrected if that information is inaccurate or incomplete.
  • The right to object. You have the right to object to our processing of your Personal Data.
  • The right of restriction. You have the right to request that we restrict the processing of your personal information.
  • The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
  • The right to withdraw consent. You also have the right to withdraw your consent at any time where we relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

Service Providers

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Google Analytics and Other Analytics Products and Services

  • Google Analytics and other related and complementary products, such as Google Console, Google ReCaptcha, Google Tag Manager, Google Webmaster and Bing Webmaster, and others that we may use from time to time, are web analytics and website management services offered by Google and other vendors that track and report website traffic. The data collected is used to track and monitor the use of our Service. This data is shared with other vendor services. These vendors may use the collected data to contextualize and personalize the ads of their own advertising network.
  • You can opt-out of having made your activity on the Service available to Google Analytics and other such analytics by installing the Google Analytics opt-out browser add-on or other applicable utility. These add-ons prevent the Google Analytics JavaScript (ga.js, analytics.js and dc.js) and other such facilities from sharing information with Google Analytics or other facilities about visit activity.
  • For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en
  • Information on other privacy practices is available on the websites of those providers.

Advertising

We may use third-party Service Providers to show advertisements to you to help support, enhance and maintain our Service.

Google AdSense DoubleClick Cookie

  • Google, as a third-party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.
  • You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

Behavioral Remarketing

We use remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Service. Some of the remarketing services we use and their policies are identified below. For a full list of remarketing services providers, please contact us.
 

Google Ads (AdWords)

  • Google Ads (AdWords) remarketing service is provided by Google Inc.
  • You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads
  • Google also recommends installing the Google Analytics Opt-out Browser Add-on - https://tools.google.com/dlpage/gaoptout - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
  • For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en

Twitter

  • Twitter remarketing service is provided by Twitter Inc.
  • You can opt-out from Twitter's interest-based ads by following their instructions: https://support.twitter.com/articles/20170405
  • You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: https://twitter.com/privacy

Facebook

  • Facebook remarketing service is provided by Facebook Inc.
  • You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950
  • To opt-out from Facebook's interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
  • Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.
  • For more information on the privacy practices of Facebook, please visit Facebook's Data Policy: https://www.facebook.com/privacy/explanation

Payments

We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (“Payment Processors”).

We will not store or collect your payment card details. That information is provided directly to our third-party Payment Processors, whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands such as Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information. We have no control over and assume no responsibility for the privacy policies, practices or services of any Payment Processors.

The Payment Processors we work with are:
 

Stripe

Their Privacy Policy can be viewed at https://stripe.com/us/privacy

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click a third-party link, you will be directed to that third-party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Children's Privacy

Our Service is not intentionally directed to children under the age of 13 ("Children"). 

We do not knowingly collect personal information as defined by the U.S. Children’s Online Privacy Protection Act (“COPPA”) in a manner that is not permitted by COPPA. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from Children without verification of parental consent, we take steps to remove that information from our servers. 
 

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective, and update the "Effective Date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. You are bound by any changes to the Privacy Policy when you use the Services after such changes have been first posted.
 

Contact Us

If you have any questions about this Privacy Policy, please contact us:
By email: privacy@majordecision.com